The Central Government has announced major relief for farmers by releasing the Kisan Karj Mafi List 2025. This comprehensive list includes names of farmer beneficiaries whose agricultural loans will be waived under the government’s debt relief initiative. If you have taken a loan under the Kisan Credit Card (KCC) scheme, there’s a strong possibility that your name might be included in this beneficial list.
Farmers who borrowed money through the KCC scheme can now breathe a sigh of relief as their debts are being waived. All eligible farmers need to check their names in this list through the official government portal, and we’ll guide you through the complete process below.
Key Categories and Potential Relief Amount Under Farmer Debt Waiver 2025
The KCC debt waiver scheme provides relief to farmers under two main categories. However, it’s important to note that loan waiver amounts and regulations may vary according to different states, so always check your state’s official announcement:
- Small Amount Waiver: Under this category, farmers can receive complete loan forgiveness of up to ₹50,000.
- Large Amount Waiver: In many cases, the government may also waive loans ranging from ₹1,00,000 to ₹2,00,000 that farmers have borrowed.
Essential Documents Required to Check Name in Debt Waiver List
To check your name in any process or list related to the farmer debt waiver scheme, you must keep the following documents ready:
- Aadhaar Card
- Kisan Credit Card (KCC) Passbook
- Farmer Registration Certificate
- Ration Card
- Bank Passbook Copy
- Land Documents
How to Check Kisan Karj Mafi List Online
The step-by-step process to check your name in the farmer debt waiver scheme beneficiary list is as follows:
Visit the Official Website
First, you need to visit the official website of the farmer debt waiver scheme. Since each state has a different website, you’ll need to search for your state’s agriculture department or official website related to farmer debt waiver.
Select List or Beneficiary Option
After reaching the website’s homepage, you’ll see options like “Debt Waiver List” or “Beneficiary List”. Click on that option.
Choose Your District
Next, you’ll see district-wise options to view the list. Select your district from the available choices.
Check Your Name
After opening your district’s list, you’ll be able to easily see your name in the beneficiary list. If your name is included in the list, you’ll be eligible for the next steps in the process.
Contact for Further Process
If your name appears in the list, immediately contact your respective bank branch or local agriculture department office to complete the further loan waiver process.
Important Benefits of the Scheme
This farmer debt waiver initiative brings several significant advantages for agricultural communities across India. Moreover, the scheme aims to provide immediate financial relief to farmers struggling with loan repayments.
Furthermore, the government’s decision helps farmers restart their agricultural activities without the burden of existing debts. Additionally, this relief measure supports rural economic growth and farmer welfare.
State-wise Implementation Guidelines
Different states may have varying implementation procedures for the debt waiver scheme. Therefore, farmers should verify their state-specific guidelines and procedures.
However, the basic eligibility criteria remain consistent across most states. Eligible farmers must have active KCC accounts and meet the specified loan amount criteria.
Conclusion
The Kisan Karj Mafi Yojana 2025 launched by the Central Government represents a significant step toward helping farmers overcome financial crises and providing them much-needed relief. Farmers who have taken loans through Kisan Credit Cards should immediately visit the official portal to check their eligibility and verify their names in the beneficiary list.
This initiative demonstrates the government’s commitment to supporting agricultural communities and ensuring their financial stability. All eligible farmers are encouraged to complete the verification process promptly to benefit from this relief scheme.
Frequently Asked Questions
What is the maximum loan amount covered under Kisan Karj Mafi 2025?
The scheme covers loans up to ₹2,00,000, with complete waiver for amounts up to ₹50,000 in the small category. Higher amounts may also be waived depending on state-specific guidelines and individual cases.
How can I check if my name is in the Kisan Karj Mafi List?
Visit your state’s official agriculture department website, select the debt waiver list option, choose your district, and search for your name. You’ll need your KCC details and Aadhaar card information for verification.
What documents are required to apply for the loan waiver?
Essential documents include Aadhaar Card, KCC Passbook, Farmer Registration Certificate, Ration Card, Bank Passbook copy, and Land Documents. Keep all these ready before starting the application process.
Is the debt waiver automatic or do I need to apply separately?
While the list includes eligible beneficiaries, you typically need to contact your bank branch or local agriculture office to complete the waiver process. The debt relief isn’t automatically processed without proper verification.
When will the loan waiver amount be credited to my account?
The timeline varies by state and bank processing procedures. After verification of documents and eligibility confirmation, the waiver process usually takes 30-60 days to complete depending on administrative procedures.
